Physio Insurance: A blessing for the student community
Insurance claims for physiotherapy sessions are as easy as most other health-care insurance treatments. As Toronto welcomes new students each year, here’s is all you need to know about insurance for physiotherapy treatments
Have a severe injury, some accident related pain or just a simple ice-skating fall that resulted in a sore spot? Don’t worry, your student insurance has you covered and we can have you back to work in a jiffy. Alleviate Physiotherapy is your one-stop solution to find out the ideal ways to claim your insurance. Your financial burdens are ours — our experts will guide you through every step of your way. Want to quick-fix an injury, look no further!
What most people don’t understand about Insurance cards and policies, is the fact that it covers a lot of ground for medical illnesses. People usually associate insurance treatments with emergency medical illnesses. However, this couldn’t be further from the truth.
Be it a regular injury or an accident which can become a long term problem, physiotherapy is the sure-shot solution. Most new age treatments in physiotherapy are covered under insurance. So be it a fall, injury, accident or long-term rehabilitation plan – physiotherapy treatment is covered under most plans.
At Alleviate Physiotherapy: Etobicoke, making an insurance claim is just another – over the counter activity that will have your claims settled via the clinic itself. This blog is a simplified ‘how-to’ version of one of our best practices: insurance coverage claims.
Understanding the Need
We understand that healthcare is expensive. Whether it is for someone who falls under the retired category, or someone who is fresh to this nation – a student, insurance can help them undergo treatment procedures that are quite crucial to their daily functions. Physiotherapy is focused around improving mobility and restoring a full-range of motion for the body – all of which is crucial to any person. However, the affordability for students is quite low to moderate as they can work only part-time and this causes them to ignore most physiotherapy procedures, which can eventually turn into a long-term problem later in their lives. To prevent this, it is necessary that the student body understands the importance of physiotherapy and its healing effects on the human body.
After establishing the need for physiotherapy care, we now need to focus on the informative bits of making a medical claim. This is where most students miss-out because they don’t understand the fine-print associated with medical claims.
What you need to have
- A Canadian Bank Account: for payments to be credited after the claim has been made
- A valid insurance plan: something like a MorCare health card
A student can procure their insurance coverage card from their Designated Learning Institute (DLI) by setting up an inquiry with the Admin Office.
Moreover, many insurance policies DO NOT require the student to pay any upfront cost. The entire procedural cost is worked out between the clinic and the insurance provider and students can walk in and out pain free: without having to pay a single dollar. At Alleviate Physiotherapy in Etobicoke, we provide consultation services where our clinic staff will check the kind of plan on your behalf. What’s more interesting is that this consultation is FREE OF COST.
What you need to do
Three steps to know what to do!
- What procedures does it cover under various treatment plans? Examples: Physiotherapy, Massage Therapy, Acupuncture etc.
- If you have a particular procedure in mind, explain to them the details and ask them if the plan covers that treatment procedure
- Most physiotherapy treatments come under Primary Care and can be claimed through most major insurance providers
Fun Fact: Get a free consultation with Alleviate Physiotherapy to find answers or simply watch our step-by-step Video Guide
Once you are informed about your coverage plans, it’s time to step out of that comfort zone and get to rehabilitation. With our team of experts in various rehabilitation procedures like Physiotherapy, Acupuncture, Massage Therapy, Chiropractor, and much more, you will be on your way to recovery in no time: with a significant percentage of your treatment cost being covered by your student insurance.